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Home India UPI Transactions! These rules of UPI have changed, know the new rule
  • India

UPI Transactions! These rules of UPI have changed, know the new rule

By
Bhupendra Pratap
-
January 3, 2024
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    Online Payment: There has been a rise in the number of UPI in the country. While the new year i.e. 2024 has started , there has been a change in one of the rules of UPI. This rule will affect many UPI holders. Let us know in this article which rules related to UPI have changed?

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    There has been a rise in the number of online payments through Unified Payment Interface (UPI) in the country. UPI was launched in the year 2016. After the introduction of UPI, there has been a rise in the number of online payments.

    The Reserve Bank of India (RBI) has made several announcements to expand UPI. Many changes have been made in UPI from January 1, 2024. RBI had informed about these changes last month in December.

    UPI account will be frozen

    National Payments Corporation of India (NPCI) asked to deactivate payment apps like Google Pay, Paytm, PhonePe etc and those accounts which are not in use for more than a year. This means that if you are not using UPI apps for a year or more, then your account may also become inactive.

    You can pay this much in a day

    According to NPC, now the daily payment limit through UPI has been increased. Now holders can make payments up to Rs 1 lakh in a day. Apart from this, on December 8, 2023, RBI has increased the UPI payment limit for hospitals and educational institutions, now its payment limit is Rs 5 lakh.

    Charge will have to be paid on PPI

    Now, if a holder uses prepaid payment instruments (PPI) while making UPI payment, then he will have to pay an interchange fee of 1.1 percent on payments above Rs 2,000. Apart from this, to prevent fraud through UPI, now if any holder pays more than Rs 2,000 to a new user, then he will have a time limit of 4 hours. In such a situation, he can easily complain about it within 4 hours.

    UPI ATM will start soon

    To expand UPI in the country, RBI has entered into a partnership with Japanese company Hitachi. According to this partnership, UPI ATM will soon be launched in India. The process of withdrawing cash from the bank through this ATM will become very easy. To withdraw cash one has to scan QR.

    Disclaimer

    This is a kind of entertainment news website, on which we pick up all kinds of information from different web sites and present it to the people, if there is any mistake by us, then you can contact us, we will try and make this website even better.
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    • UPI Transactions
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      Bhupendra Pratap
      Bhupendra Pratap
      Bhupendra Pratap has done Degree in Fine Arts and has knowledge about bollywood industry. He started writing in 2019. Since then he has been associated with biharbreakingnews.in. In case of any complain or feedback, please contact me @ [email protected]
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