PAN Card Loan: Are you thinking of taking a personal loan? If yes, then you can take a loan of up to Rs 5 lakh through PAN card, but how and from where? Let’s know about it in detail.
PAN Card Loan Apply Process: “PAN Card” is an important document through which the financial information of a person can be traced. It can be used for many bank related works. Personal loan can be taken with PAN card which comes with a 10-digit unique alphanumeric identification number. 90 percent of people do not know how a loan of up to Rs 5 lakh can be taken with a PAN card. If you are also thinking of taking an instant personal loan and want to know how you can get lakhs of rupees through PAN card, then let’s know its online process and eligibility.
Which documents are required to take PAN Card Loan?
- Identity proof (voter ID, passport, Aadhaar card, DL)
- Address proof (any of the identity proof documents)
- Bank statement of last three months
- Last two months salary slip
- Form 16 and salary certificate
These are necessary for PAN card loan
If you want to apply for PAN card loan, then keep in mind that it is necessary to link PAN and Aadhar card before applying. This will speed up the process of getting a personal loan and you can get instant loan. If PAN-Aadhar is linked, you can get a loan within 24 hours. It is necessary to have a PAN card for personal loan. If you have all these things, then you can easily apply for a loan with PAN card.
PAN Card Loan Eligibility
- You must be an Indian citizen.
- You must have a good credit score.
- You must be between 21 and 60 years of age.
- You must have a low debt-to-income (DTI) ratio.
- You must have a permanent and regular income source.
How to get a loan of Rs 5 lakh with PAN card?
PAN card is considered an important document for loan. Linking PAN card with bank as well as Aadhaar can help in getting loan quickly. If you are eligible for personal loan, then you can apply for instant loan from the official website of bank or financial company. You can easily get loan.
If you are eligible, you can get a personal loan of up to Rs 5 lakh. It offers special EMI facility and you can pay the loan EMI with a tenure of 6 months to 96 months with easy installments.
