EPFO auto claims: Union Minister for Labour and Employment Mansukh Mandaviya said on June 24 that the Employees’ Provident Fund Organisation has increased the auto-claim settlement limit of the provident fund from Rs 1 lakh to Rs 5 lakh.
The Employees’ Provident Fund Organisation (EPFO) has given a big relief news for its over 7.5 crore members. Union Labour and Employment Minister Mansukh Mandaviya said on June 24, 2025 that EPFO has increased the auto-claim settlement limit of PF (Provident Fund) from Rs 1 lakh to Rs 5 lakh. This step will be a boon for those who need money urgently in emergency situations.
This new rule of EPFO will make the way to withdraw funds easier and faster. This auto-claim facility, which was launched in 2020 during the Covid-19 pandemic, had earlier helped in withdrawing funds for illness. Now it has been further expanded. Now claims up to Rs 5 lakh can be settled automatically for important works like education, marriage and house construction.
Features of EPFO Auto Claim
- Fast processing: 95 percent of claims are now settled within 3 days, compared to 10 days earlier.
Direct withdrawal of money from UPI and ATM: By May-June 2025, EPFO members will be able to withdraw money through UPI and ATM. - Reduced rejections: The claim rejection rate has been reduced from 50 percent to 30 percent. This means that the chances of a claim being approved are now higher.
- Less hassle: If KYC is completed, Aadhaar, PAN card and bank details are linked, then the claim will be processed without any documents.
How to take advantage?
Log in to your UAN portal, verify your KYC and submit your claim online. After a few clicks, the money will be credited to your account. Your UAN should be linked to Aadhaar only. If so, then you no longer need the employer’s permission to update bank details.
EPFO aims to settle all claims like pension, insurance and PF withdrawal within 72 hours. For this, new technologies like AI and machine learning are being used, which will further improve the experience of your fund holders.
