All banks will remain closed on July 12 as it is the second Saturday across the country. Apart from this, there are some regional holidays in July. However, facilities like UPI, Net Banking, ATM will remain operational. Read here the complete list of bank holidays in this month of July.
Bank holiday today: If you were thinking of going to the bank today i.e. on July 12, then wait. Banks will be closed across the country today, as it is the second Saturday of the month. According to the Reserve Bank of India (RBI) calendar, banks are closed on the second and fourth Saturdays of every month and all Sundays. In such a situation, banks will be closed today i.e. on Saturday.
When are bank holidays?
Banks are closed on the second and fourth Saturdays of every month, as well as every Sunday. Banks remain open on the remaining Saturdays (first, third and fifth Saturday if any). There are also some regional holidays which may vary from state to state.
What are the holidays in July?
There are some special regional holidays in the month of July, in which banks will remain closed in the respective states. Their complete list is given below:
- 14 July (Monday): Beh Denkhlam – Banks closed in Shillong
- 16 July (Wednesday): Harela – Banks closed in Dehradun
- 17 July (Thursday): U Tirot Singh’s death anniversary – Banks closed in Shillong
- 19 July (Saturday): Ker Puja – Banks closed in Agartala
- 28 July (Monday): Drukpa Chhe-Ze – Banks closed in Gangtok
How to transact money on a holiday?
If you are thinking about transacting money on a bank holiday, then it is absolutely possible. Actually, nowadays in the age of digital banking, even if the bank branch is closed, online transactions are done. On the day the bank is closed, you can do transactions through facilities like ATM, UPI, mobile banking and internet banking. Work will not be done only at the branch level.
It is important to know about bank holidays in advance, especially if you have to deposit a cheque or get a DD made. In such a situation, it would be better if you keep checking the list of holidays on the official website of RBI or your bank.
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